12332 Harris Hawk Rd, Weeki Wachee, FL 34614
3 beds · 2 baths · 1,978 sqft
One or more photo(s) has been virtually staged. Welcome Home! This meticulously maintained 3-bedroom, 2-bathroom home, built in 2019, sits on over half an acre and offers a perfect blend of comfort and practicality. Located on a paved road with many NEW construction homes nearby, this property features a three-car garage and a fully fenced front and backyard, providing ample space and privacy. Key systems, including the well, septic, roof, water heater, and AC, were all installed in 2019. The MOVE IN READY home boasts double-pane insulated windows, architectural shingles, and a freshly repainted interior. The flooring features luxury vinyl plank throughout the main areas and ceramic tile in all wet areas, ensuring a low-maintenance, stylish finish. Step inside to discover a thoughtful SPLIT FLOOR PLAN. To the right is the dining room, while the office/FLEX Room sits to your left, offering a flexible workspace or even possibly a fourth bedroom. The open-concept living room flows seamlessly into the kitchen, where you’ll find ample cabinet space, a large kitchen island, DOUBLE PANTRY, newer appliances and is just perfect for culinary enthusiasts. The Large primary suite includes a beautiful tray ceiling, LARGE closets on each side leading to an en-suite bathroom with a spacious walk-in shower and double vanity. The two additional bedrooms are accessed via an extra-wide hallway, making furniture moving a breeze, or even add a small desk in the open space. The laundry room is equipped with a washer, dryer, and mop sink, all of which convey with the home. The expansive backyard offers endless possibilities, with plenty of room to store an RV, boat, or build your dream pool. The property is free from HOA restrictions, CDD fees, and is located in a no flood zone (Flood Zone X). Don’t miss the chance to own this beautifully maintained home in a peaceful and growing neighborhood! Be sure to view the WALK-THROUGH VIDEO attached of this amazing home as well, see “Virtual Tour”. Located close to many local attractions including Florida’s famous Weeki Wachee Springs with live mermaid shows, Buccaneer Bay inside Weeki Wachee Springs State Park, and the BEAUTIFUL Weeki Wachee River! Only minutes from the Charming Downtown Brooksville with its quaint shops, restaurants, and coffee shops! Spring Hill is also close to several public boat ramps leading out into the Gulf of Mexico, Public Golf Courses, Parks, hiking trails, Biking trails, restaurants, shopping centers, doctor offices, hospitals, and the outlet malls are only a short drive away! Close to Tampa for all the concerts, sporting events, and easy access to Tampa International Airport!
Source: STELLAR #TB8335601
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8335601
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.