12330 Glimmer Way, Jacksonville, FL 32219
4 beds · 2 baths · 1,862 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully designed 4-bedroom, 2-bathroom ranch-style home built by Express Homes in 2017. Situated in the highly sought-after Northside area, this property offers the perfect combination of comfort and convenience, just minutes from Jacksonville International Airport, River City Mall, downtown Jacksonville, the beaches, as well as local shops and restaurants. **Freshly painted interior, carpets and home have been professionally cleaned** Inside, the open floor plan invites you into a bright and welcoming space, highlighted by a modern kitchen featuring granite countertops, a large island with an integrated sink and seating, and sleek stainless steel appliances. The primary suite provides a relaxing retreat with a spacious en-suite bathroom complete with dual vanities. A separate laundry room adds practicality to the home's thoughtful layout. Step outside to the rear patio, ideal for entertaining or simply enjoying a quiet evening. The home also includes a 2-car garage, offering plenty of storage and parking space. As part of a vibrant community, you'll enjoy access to top-tier amenities, including a pool, clubhouse, basketball courts, a soccer field, and a playground. This home is a rare find that perfectly balances modern living with neighborhood charm. Schedule your showing today!
Source: REALMLS #2059606
Source: REALMLS #2059606
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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