1231 15th Ct SW, Largo, FL 33770
4 beds · 2 baths · 2,378 sqft sqft
NEW ROOF WITH PAID SOLAR PANELS October 2024, New HVAC 2020, ELECTRIC updated 2021, New FENCE 2021, Water Heater installed 2022, interior PAINT throughout 2024, and NO FLOOD ZONE. **Back on the market, buyer financing fell through** MUST SEE! BEST LOCATION IN LARGO! Nearly 2400 SQUARE FEET with 4 LARGE BEDROOMS and 2 FULL SIZE BATHROOMS with tons of storage. NOT IN A FLOOD ZONE AND NO HOA. Upon entering the home, you will be greeted by a grand foyer, sweeping of natural light. This perfect home offers a SPLIT FLOOR PLAN for ultimate privacy. The private master bedroom located separate on one side of the home, features a large L-shape closet in the ensuite bath and dual sinks for those busy mornings. The additional, 3 bedrooms are separate on the opposite side of the home and can easily fit a king size bed in each, with a pocket door for additional privacy. Here you will also find the large 2nd bathroom with dual sinks, granite counters and tons of storage. Any chef will thrive in the expansive kitchen that is bright with natural light. A new stainless steel range and microwave has been delivered. This inviting space has an abundance of counter space and a big BREAKFAST ROOM too! Between the huge family room and the kitchen is an office space with tons of built in cabinetry including drawers and file cabinets. You'll also find an additional living space previously used as a formal dining room. Could be a game room with a pool table, perfect for an extended family! Additionally, the front patio has plenty of space for seating and enjoying your morning coffee with your friendly neighbors. Or you can opt for the screened-in porch out back, providing a tranquil and private space to relax, overlooking your huge, nicely manicured backyard with native Florida plants. This serene home boasts a huge fenced in yard where you can safely keep your RV or boat. NO HOA here. There is plenty of room to entertain along with a pre-set concrete slab for your grill and why not add a cabana too! The oversized 2-car garage will actually fit both cars. Yes! You can park in your garage because there is an additional 12x15 storage room attached to the back of the house with tons of space for tools and lawn equipment, (or a hot yoga room if you have a lawn care company)! The entire interior of this exquisite home was just PROFESSIONALLY PAINTED, so enjoy your new canvas and let your imagination flow. As soon as you enter the neighborhood of Park View Estates, you will notice the peace and tranquility of the Pinellas Trail to your left and John Taylor Lake Park to the right. This 156-ACRE PARK features picnic shelters, playgrounds, a disc golf course, walking trails, and a boat ramp for easy access to the 53-acre freshwater lake, perfect for canoeing or kayaking. This Tampa Bay area location is an ideal spot for outdoor enthusiasts seeking a variety of activities, and our breathtaking GULF BEACHES LESS THAN 10 MINUTES AWAY. Welcome to the Florida good life YOLO!
Source: STELLAR #u8249678
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8249678
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8249678