123 Hidden View Loop, Moyock, NC 27958
3 beds · 2 baths · sqft sqft
You'll fall in love with this charming ranch-style home that beautifully combines modern convenience and cozy comfort, nestled in a lovely community with an easy drive to Virginia, Elizabeth City, and the Outer Banks. As you enter, a warm foyer welcomes you into an airy open-concept layout with stylish seamless LVP flooring that flows seamlessly through the living room, dining area, and kitchen—great for entertaining guests. The kitchen shines with stainless steel appliances, a roomy pantry, and a charming island with a sit-at bar, perfect for casual dining. One of the standout features is the brand-new custom 15' x 19' covered deck right off the dining room. This outdoor space, complete with a fan for comfort, is perfect for relaxing or hosting gatherings in your spacious yard. The Ensuite bedroom offers a private retreat, complete with a generous walk-in closet and a stunning stand-up shower with a double sink vanity. For added convenience, there's a laundry room with ample shelving for storage needs. This well-maintained home also includes service contracts for HVAC, garage doors, pest control, and bi-annual power washing. Key updates include new LVP flooring throughout, a new dishwasher, a covered deck, and upgraded garage flooring. The two-car garage features custom epoxy flooring and provides a dry entry into a welcoming foyer. Just a short stroll away, you'll find the beautiful Shingle Landing Park, offering a playground, walking paths, a gazebo by the pond, a pavilion with restrooms, and three Pickleball courts. There's also a nearby boat launch area with parking, perfect for outdoor adventures. This home truly is a treasure! The HOA takes care of the landscaping, ensuring a pristine outdoor space with weekly lawn care from March to November, including mowing, trimming, mulching, and fertilizing.
Source: NORTHCAROLINAREGIONAL #100471361
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100471361
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100471361