123 Bass St, Georgetown, TX 78633
2 beds · 2 baths · 1,328 sqft
If you are looking for a small, easy to maintain home with easy access to Sun City Blvd. and the Texas Drive Amenity Center, as well as Hwy 195, this home is for you. This charming updated Del Webb Angelina floorplan offers 2 bedrooms and 2 bathrooms. Tiled floors in the living areas and wood flooring in the bedrooms make housekeeping a breeze. Custom painted wood finishes and large picturesque windows bringing in lots of natural light throughout add warmth and an inviting feel of the home. Dual vanities in the primary bathroom provide ample space for keeping your most used items at your fingertips. The fenced yard is perfect for your four-legged babies to roam free while you relax on the covered patio enjoying your morning coffee or as a respite from your daily activities. Lovely shade trees provide much desired shade during hot summer days and the well designed landscaping requires little effort to maintain. Ready for a simpler, active lifestyle? Welcome to the Sun City life with 3 golf courses, indoor and outdoor pools, nature trails, pickleball, over 100 clubs of interest, and so much more...it's time to play!
Source: ACTRIS #1003323
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1003323
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1003323
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.