1228 Whitlock Ridge Dr SW, Marietta, GA 30064
2 beds · 3 baths · 1,640 sqft
Welcome to this beautifully renovated fee simple townhome, perfectly situated near the vibrant and historic Marietta Square! Boasting a spacious layout and updated in 2018, this home is a blend of modern convenience and timeless charm. Enjoy the nearby upscale and casual dining, museums, art galleries, shopping, the iconic Strand Theatre, outdoor concerts, and world-class events like Chalktoberfest, Art Walk, and Taste of Marietta, all just minutes away. This townhome offers a flexible layout with spacious rooms, perfect for both daily living and entertaining. The kitchen features elegant, white shaker, soft close 42"cabinets, granite countertops, a pantry, convection oven, and stainless steel appliances, making it a chef’s dream. The bathrooms are stylishly updated with granite topped vanities, tiled floors and showers, adding a touch of luxury. New Roof with architectural shingles in May of 2024 provides years of peace of mind. Bamboo flooring flows throughout the main level, providing durability and warmth. The bonus sunroom, currently used as a large dining area, offers endless possibilities for entertaining or creating additional living space. Step outside to your private backyard oasis with a large deck and cozy fire pit, perfect for relaxing or hosting gatherings. With two dedicated parking spaces and the bonus of no HOA fees, this townhome offers both convenience and freedom. Location is convenient to grocery stores, I-75, can walk to Kennesaw National Battlefield Park trails, the Mountain to River Trail, Marietta City Schools, Truist Park, and shopping at Barrett Parkway, this is an opportunity you won’t want to miss! Showings begin on Friday 9/28, make your appointment now.
Source: FMLS #7457237
Source: FMLS #7457237
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7457237
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.