12252 Longview Lake Cir, Bradenton, FL 34211
3 beds · 2 baths · 1,509 sqft
EVEN BETTER PRICE and FURNITURE INCLUDED. Step into this stunningly updated 3 bedroom, 2 bathroom home in Central Park, offering a spacious, newly fenced yard with fresh landscaping and a range of recent interior improvements. Nestled in one of the most desirable locations in Lakewood Ranch, this home is in exceptional condition. UPGRADES and updates include a brand-new quartz kitchen countertop, new GE Profile refrigerator, microwave, and dishwasher, a new under-mount single-basin sink, LVP flooring in the bedrooms (no carpets), a Ring Doorbell, and an additional exterior Ring security camera. The lanai has been thoughtfully upgraded with stamped concrete, a new screen enclosure, a ceiling fan, and a wood-look ceiling detail. Central Park offers an array of community amenities, all within a secure gated community. These include a 10-acre park, newly installed playground equipment, two dog parks, baseball and soccer fields, splash pad, tennis courts, pickleball courts, and community clubhouse/pavilion. The top-rated Lakewood Ranch schools surround the neighborhood, being just outside of their gates. Take a short drive to the area's new dining, shops, golf courses, parks and so much more. (Baby furniture & TVs excluded)
Source: STELLAR #A4635622
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4635622
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.