1224 DEMOISELLE ST, Groveland, FL 34736
Welcome to your new home in Crane's Landing - a beautiful 3-bedroom, 2-bathroom house with a split floor plan for privacy and comfort. Step inside to discover an open-concept layout with high ceilings, inviting natural light, and modern upgrades throughout. The spacious living area features Brazilian Koi hardwood floors, a fireplace with a discreet built-in cabinet/safe accessed via keycard, and a Samsung TV with surround sound. The kitchen is a chef's dream with black stainless steel Samsung appliances, upgraded cabinets, a rollable butcher block island, and resurfaced countertops. The owner's suite offers a serene escape with a large walk-in closet and a luxurious ensuite bathroom featuring a dual-sink vanity with quartz countertops and a stunning 6? x 9? shower with a soaking tub inside, double rain shower heads with temperature-sensitive lighting, and Bluetooth-enabled color-changing ceiling lights. On the opposite side, two bedrooms share a newly remodeled jack-and-jill bathroom, each showcasing new luxury vinyl plank floors. A versatile bonus room serves as a den, office, or playroom to suit your lifestyle. Outside, the backyard is an entertainer's paradise. It features a grilling area under a canopy, a screened-in porch with TV and surround sound, an above-ground pool with a new liner, a firepit area, and a swing set. New French doors open to the porch, seamlessly connecting indoor and outdoor spaces. Additional features include a hybrid hot water heater (2020), a 4-ton A/C with a 10-year warranty (2019), roof replacement (2018), and plumbing updates (2020). The front yard boasts new landscaping with young trees and a cozy sitting area. This meticulously maintained home offers everything you need for modern living in a tranquil setting. Schedule a viewing today, and picture yourself in this perfect blend of comfort and luxury.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6217510