12239 Fawn Brindle St, Riverview, FL 33578
4 beds · 3 baths · 2,078 sqft
"Price Improvement" Welcome to your home in the coveted SANCTUARY Subdivision! This 4-bedroom, 2.5-bathroom home features The Aisle floor plan, complete with a 2-car garage and NO REAR neighbors, offering privacy and tranquility. Step inside to discover an open and airy living room that flows seamlessly into the kitchen, highlighted by a spacious island perfect for gatherings. The adjacent dining area opens to a LARGE partially fenced BACKYARD through sliding doors, ideal for outdoor entertainment and relaxation. Enjoy the convenience of a half bath on the first floor, along with AMPLE STORAGE including a large kitchen pantry and additional closets. The home boasts NEW WINDOWS (2024) and NEW ROOF (2023), ensuring both energy efficiency and peace of mind. Upstairs, retreat to the primary suite featuring a walk-in closet and ensuite bathroom with double vanity and walk-in shower. Three additional bedrooms offer flexibility for guests, home offices, or hobbies. The UPSTAIRS LAUNDRY room adds convenience, eliminating the need to haul laundry up and down stairs. Located on a CUL-DE-SAC for added privacy and close to the community playground, this home is perfect for any family. Enjoy the benefits of a NO CDD community with low HOA fees, and easy access to restaurants, shopping, medical facilities, and major highways including US 301 and I-75. But that’s not all—this home is equipped with a fully operational SOLAR panel system, delivering substantial savings on electricity bills year-round. Embrace the perfect blend of comfort, style, and eco-conscious living. Don’t miss out—schedule your tour today and make this home yours!
Source: STELLAR #t3541428
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3541428
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3541428
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.