12239 Fawn Brindle St, Riverview, FL 33578
4 beds · 3 baths · 2,078 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEWS ALERT!! Owners says drop the price and offer buyers up to $10,000 towards whatever the buyers want to use it for with a accepted offer. Discover a lifestyle of comfort, style, and tranquility in this stunning 4-bedroom, 2.5-bathroom residence, perfectly situated in the sought-after SANCTUARY Subdivision. This remarkable home features The designed for modern living and ideal for families, offering a rare opportunity with NO REAR NEIGHBORS, ensuring your private oasis is shielded from the hustle and bustle. As you step inside, you’ll be greeted by an inviting open-concept living area that radiates warmth and charm. The spacious living room seamlessly flows into a gourmet kitchen, boasting a generous island that’s perfect for entertaining friends or enjoying family gatherings. With ample counter space and a large kitchen pantry, you’ll have everything you need to unleash your culinary creativity. Slide open the glass doors from the dining area to reveal a LARGE, partially fenced BACKYARD—a true gem for those who love outdoor living! Whether you envision summer barbecues, evening stargazing, or a serene spot to unwind, this yard offers the perfect backdrop. The thoughtful layout includes a convenient half bath on the first floor, alongside an abundance of storage options throughout the home, including additional closets to keep your space clutter-free. The 2-car garage adds to the blend of functionality and style. Venture upstairs to the where your primary suite, your personal sanctuary, featuring a spacious walk-in closet and an ensuite bathroom equipped with a double vanity and a refreshing walk-in shower. Three additional bedrooms provide versatility for guests, a home office, or hobbies, catering to your every need. No more lugging laundry up and down stairs! The UPSTAIRS LAUNDRY room makes chores a breeze, adding an extra layer of convenience to your daily routine. Nestled on a peaceful CUL-DE-SAC, this home offers added privacy and is just a stone’s throw away from a community playground, perfect for family-friendly fun. With NO CDD fees and low HOA costs, you can enjoy all the perks of community living without breaking the bank. Plus, you’ll have easy access to a variety of restaurants, shopping venues, and medical facilities, with major highways like US 301 and I-75 just minutes away. This home is equipped with a fully operational SOLAR panel system that will be paid off at closing, providing you with substantial savings on electricity bills year-round. Embrace eco-conscious living while enjoying enhanced energy efficiency. Don’t let this incredible opportunity pass you by! This home is a perfect blend of comfort, style, and sustainability, making it the ideal choice for families seeking a vibrant community. Low HOA fees, and easy access to restaurants, shopping, medical facilities, and major highways including US 301 and I-75. The carpet upstairs wil be cleaned and a little stretching after closing or the owner moves out 1st.
Source: STELLAR #TB8347974
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8347974
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.