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12217 Carlsbad Ln, Jacksonville, FL 32223
4 beds · 2 baths · 1,977 sqft
Brand New Roof with transferable Warranty. Imagine coming home to a place where peace and tranquility are more than just words—they're a lifestyle. 12217 Carlsbad Lane, nestled in the quiet Mandarin neighborhood, is that rare retreat you've been waiting for. Surrounded by the beauty of nature, this home invites you to unwind and escape from the daily grind, all while still being close to everything you need. As you step inside, the warm ambiance welcomes you, with hardwood floors that flow through every room and freshly painted walls that give the entire home a sense of renewal. The space is designed for effortless living, with an open floor plan that naturally leads you to the heart of the home—the deck and screened-in pool area. Imagine sipping your morning coffee or hosting friends on the deck, with the sparkling pool just steps away, offering a constant invitation to relax and enjoy life. Whether you're looking to create quiet memories with family or celebrate with friends, the recently replastered pool area is you perfect sanctuary. It's the kind of space where you can take a dip on a hot day, lounge under the stars, or throw a fun get-together, all while enjoying the privacy and seclusion that only this wooded lot can provide. With updates that bring comfort and peace of mind, this home truly has it all. Plus, with the option for a new roof depending on your offer, you can settle in with the confidence that this home will serve you for many years to come. If you've been dreaming of a serene haven that offers both relaxation and space to entertain, this is it. Don't miss out on making 12217 Carlsbad Lane your own personal paradise.
Source: REALMLS #2080584
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2080584
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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