12213 Still Meadow Dr, Clermont, FL 34711
4 beds · 3 baths · 2,540 sqft
Look no further, welcome to you new home!. This immaculate two story home is located in the community of Bent Tree in the heart of Clermont close to shopping, restaurants, hospital. This 4 bedrooms 2 1/2 baths is moving ready with new roof (2023) newer HVAC system, wood like ceramic tiles and luxury vinyl floors throughout entire house. The open floor plan boast an upgraded kitchen with wood cabinets, granite countertops, stainless steel appliances, spacious family room and breakfast nook. The amazing views from all the rooms witch brings in the natural light to make this house bright and airy. The first floor includes the Owners suite with double walking closet, large double sink vanity, soaking tub and separate walk in shower and a large linen/storage shelving closet. You will also find the formal dining room and formal living the an amazing view thru the sliding doors that connects to the outdoor cover porch. The back yard has a mature landscaping that includes fruit trees like avocado, guava, bananas, guanabana etc. As part of the fist floor you also have a Powder room, laundry and 2 car garage. On the second floor you find all the other 3 spacious bedrooms and guest bath all with luxury vinyl wood like floors. Must see. Call us to reserve your private showing.
Source: STELLAR #s5114559
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5114559
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5114559
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.