12211 N 74th St, Scottsdale, AZ 85260
3 beds · 3 baths · sqft
Nestled in the coveted Buenavante neighborhood of Scottsdale, this exquisite 3-bedroom, 2.5-bathroom home is a harmonious blend of charm, style, and modern convenience with mountain views. Situated on an expansive cul-de-sac lot, the property welcomes you with mature, lush green landscaping, shade trees, and a delightful front patio —perfect for coffee mornings or gathering with neighbors. Step inside to find soaring vaulted ceilings, plantation shutters, and wide plank flooring with oversized tiles in all the right places, creating an open and inviting atmosphere. The updated kitchen is a chef's dream, featuring waterfall-edge counters, modern cabinets, and ample counter space, complemented by a wine fridge. The kitchen flows seamlessly into the great room, boasting wood beams, a striking stone fireplace, and a bar with sink for effortless entertaining. The formal dining area impresses with a textured accent wall and an attractive light fixture, offering a sophisticated space for memorable meals. Arched niches and raised panel doors with black hardware add timeless character throughout. The primary bedroom is a private retreat with direct patio access, while the en-suite bathroom is a showstopper. It features floating vanities with square sinks, a standalone soaking tub, a huge walk-in shower with double rain heads and body sprays, and a glass surround, all bathed in natural light with views of the property. The primary walk-in closet offers built-in shelving for optimal organization. The stylish half-bathroom boasts regal accents, and the updated guest bathroom ensures everyone feels at home. Outside, an extended covered patio with a skylight overlooks the sprawling lot, offering plenty of room for your dream backyard oasis. With RV parking, no HOA, and endless potential, this home provides exceptional freedom and flexibility. This property delivers beauty, practicality, and an enviable Scottsdale lifestyle. In the heart of Scottsdale, this location, a prime neighborhood known for its luxury living and vibrant amenities, is situated near Kierland Commons and Scottsdale Quarter. Residents can enjoy premier shopping, fine dining, and lively entertainment just minutes away. Outdoor enthusiasts will appreciate the proximity to McDowell Mountain Regional Park and the Scottsdale Greenbelt for hiking, biking, and recreation. The area boasts world-class golf courses and easy access to the Loop 101 for seamless commuting. This address is also surrounded by upscale communities with meticulously maintained landscaping, tree-lined streets, and nearby parks, making it a perfect blend of convenience and upscale living.
Source: ARMLS #6784178
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6784178
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6784178
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