12210 Goldenrod Ave, Bradenton, FL 34212
3 beds · 2 baths · 2,371 sqft sqft
Nestled behind the gates of Greyhawk Landing Community, this spacious, built to last modern Florida beauty within the proximity of Lakewood Ranch is boasting with 3 bedroom, 2 bathroom, with a den, formal dining area, tranquil water view on the largest section of the lake to enjoy all the frequent wildlife is a relaxing Sanctuary and is move in ready. Ideal floor plan with oversized lot, both a side fenced yard with tropical Florida Palms, and the entire backyard with outdoor brick paver sitting area is perfect to enjoy the Florida sunsets while entertaining family and guests. French doors open to the private office/den with vinyl flooring, could easily be a fourth bedroom. Crown molding, double tray ceilings, throughout, creating a luxury, timeless, homey atmosphere. Gourmet Kitchen is equipped with Under Cabinet Lighting, Granite Countertops, Stainless Appliances, Gas stove, Tile backsplash, all bathrooms have Marble Counter Tops. A breakfast sitting area is ideal for those casual meals with a separate sitting area overlooking the lanai and water view. Brick Paver 3 car garage with Epoxy Flooring, an oversized 8-foot opening for all your larger vehicles, Outside Gutters, SOLAR PANELS is energy efficient. Greyhawk Landing is fun for all age groups and interests, dog friendly, nestled along the mesmerizing coast of Bradenton, surrounded by the lush natural beauty, miles of preserved woodlands and pristine lakes for walking and biking. ***Proximity to Lakewood Ranch, St. Pete, Tampa, Sarasota International airports, Wellen Park, Naples, I75, UTC Mall, Restaurants, Theaters, Medical facilities, pristine world-renowned Gulf Beaches and Islands, boating, championship level golf courses, recognized top schools and colleges. ***Community Amenities: LOW HOA $75 annual, 24-Hour Gated Community, Fencing is allowed, Fitness, Gym Facility, Tennis, Pickleball, Basketball Courts, Playgrounds, private Lake with Fishing Pier, Baseball, Soccer Fields, Two-Community Centers with Lagoon-style Pools, Spas and Waterslide. Welcome home to this coveted community in Greyhawk Landing. Schedule a private showing to fully appreciate the features and potential of this desirable residence, catering to a variety of age groups and interests. Start living the Florida lifestyle in Paradise on the Gulf Coast of Florida.
Source: STELLAR #a4610149
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4610149
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4610149
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.