12210 Goldenrod Ave, Bradenton, FL 34212
3 beds · 2 baths · 2,371 sqft
Welcome to 12210 Goldenrod Avenue — a beautifully maintained home built by Homes by Towne, located in the highly sought-after community of Greyhawk Landing! This spacious 3-bedroom plus den, 2-bath residence features a thoughtful split floor plan with soaring high ceilings, abundant natural light, and elegant finishes throughout. The heart of the home is the open concept kitchen, living, and dining rooms — ideal for both everyday living and entertaining. The chef’s kitchen is equipped with granite countertops, stainless steel appliances, a large island with seating, a walk-in pantry, and abundant cabinetry. Enjoy serene water views from the kitchen, along with an eat-in dining area for casual meals and gatherings. Just off the kitchen is a versatile den, perfect for a home office, playroom, or reading nook. The private primary suite is located at the back of the home, offering peaceful water views, two walk-in closets, and a luxurious en-suite bath featuring dual vanities, a large shower, and a linen closet for added storage. At the front of the home, a separate guest suite includes two bedrooms and a full bath, providing comfort and privacy for family or visitors. Additional highlights include a 3-car garage, a separate laundry room conveniently located near garage access, a fenced-in backyard, professional landscaping, and a covered lanai with beautiful water views — with plenty of space to add a pool if desired. This home comes with solar panels that greatly reduce your cost for electricity each month. Greyhawk Landing is a gated, amenity-rich community offering two resort-style pools, a fitness center, tennis, pickleball and basketball courts, scenic nature trails, a fishing pier, and 24-hour security. Ideally located near top-rated schools, I-75, shopping, dining, and Gulf Coast beaches. Don’t miss this opportunity to enjoy Florida living at its finest!
Source: STELLAR #A4647955
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4647955
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.