12206 Athens St, Manor, TX 78653
3 beds · 2 baths · 1,766 sqft
Welcome Home! This well-maintained 3-bed, 2-bath home with a dedicated office seamlessly blends affordability with versatility! The 500+ sqft west-facing screened-in patio extends your living space, perfect for hosting dinners or enjoying breathtaking sunsets. A private gate to the park creates endless outdoor opportunities—jog the track, enjoy the playground and basketball court, or hop onto the hike-and-bike trail to bike to Austin without ever hitting the road. The kitchen is the heart of the home, seamlessly connected to the breakfast nook and living room, creating a warm and inviting space for everyday living. With both a breakfast area and a formal dining room, the layout offers flexibility for hosting, creating a cozy play area, or setting up a workspace. The front office easily transforms into a 4th bedroom, and every bedroom and living space is generously sized to fit your lifestyle. The primary suite is a relaxing retreat, featuring private access to the screened patio—the perfect spot to enjoy your morning coffee. The en-suite bath boasts dual vanities and an oversized walk-in shower. Recent updates elevate this home with luxury vinyl flooring, a refreshed kitchen with granite countertops, custom painted cabinets, SS appliances-with induction stove and over air fryer-and a modern, updated secondary bathroom. Additional upgrades include a recent water heater, updated garage door system, and a sliding door for the office / 4th bed. The large yard is a sanctuary, featuring live oaks and a peach and pomegranate tree. Perched on a hill overlooking the park, it offers unforgettable sunsets. Located within walking distance to Manor New Tech schools, Lagos Elementary, and the 990 commuter bus, and with quick access to 290, 130, and Austin’s bike trail network, this home is perfectly positioned for any lifestyle. Schedule a showing today to discover all this property has to offer! *All offers received over the weekend will be presented first thing on Monday.*
Source: ACTRIS #1078817
Financials
Source: ACTRIS #1078817
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.