12202 Hopeseed, Schertz, TX 78154
3 beds · 2 baths · 2,670 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover timeless elegance and thoughtful design in this beautifully crafted David Weekley home, nestled on a quiet cul-de-sac in the highly regarded community of The Crossvine. From the moment you step through the impressive 8-foot front door, you'll notice the attention to detail and the high level of craftsmanship that make this residence truly exceptional. Rich hardwood floors flow seamlessly throughout the living areas, offering warmth, durability, and a touch of refined sophistication. The upgraded kitchen is designed for both ease and beauty, featuring custom cabinetry with elegant glass-front accents, sleek brushed nickel hardware, and abundant drawer space for organized storage. The expansive island is perfect for casual meals, morning coffee, or gathering with loved ones. This home offers a spacious, open layout with generously sized secondary bedrooms-ideal for visiting family or creating a cozy reading or hobby room. The primary suite is a peaceful retreat, complete with a luxurious spa-like bath and a walk-in super-shower. Modern conveniences abound, including a Level 2 EV charger, washer, dryer, and refrigerator-all included to make your move seamless. A Nest thermostat, Ring doorbell, and security cameras bring peace of mind, while upgraded finishes throughout enhance everyday living. Step outside to a serene backyard with views of mature oak trees and peaceful green space. The extended covered patio ensures you can enjoy the fresh air and natural beauty in comfort, rain or shine. Life at The Crossvine offers more than just a beautiful home-it's a vibrant lifestyle. Enjoy access to pocket parks, walking trails, a community pool, and a city park with sports courts and a playscape. Whether you prefer quiet moments on the patio, entertaining in one of the two dining areas, or staying active in the neighborhood, this home offers a perfect balance of luxury, ease, and community. Schedule your private tour today-your forever home is ready to welcome you. *VA ASSUMPTION AVAILABLE! 2.75% interest rate!*
Source: SABOR #1829986
Source: SABOR #1829986
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.