122 Mesquite Ln, Sweetwater, TX 79556
3 beds · 3 baths · sqft sqft
Welcome to Your Dream Oasis! Set on 4.467 acres of pure scenic beauty, this stunning 2019-built property offers the perfect blend of modern luxury and nature’s tranquility. From the moment you arrive, the gravel circular driveway welcomes you to a beautifully crafted home with a well-thought-out split floor plan. Featuring 3 spacious bedrooms and 2.5 baths, this home exudes comfort and elegance. Gather around the cozy wood-burning fireplace in the living area, perfect for family nights or entertaining guests. The heart of the home—a gorgeous, chef-inspired kitchen—boasts granite countertops, a generous island, an eat-in area, and a separate dining room. Plus, all appliances are included, making your move worry-free! A mudroom and a large 3-car garage cater to everyday functionality, while plush carpeting in the bedrooms ensures warmth underfoot. Low-maintenance ceramic tile flows through the common areas, enhancing the home’s appeal and practicality. Enjoy serene creek access and your own private island backdrop—an idyllic setting for relaxing or outdoor adventures. The property is fully fenced with secure pipe fencing (welded out but needs wire to finish) and is equipped with a water filtration system. An impressive 35 x 40 shop comes loaded with solar panels, electricity, two roll-up doors, and a man door. Inside, an unfinished office space offers potential for customization, including a future bathroom. Whether it’s for projects or storage, this shop has you covered! Gutters and a spacious back porch make outdoor living a joy, where you can soak in the sunset over your expansive property. This exceptional home seamlessly combines comfort, style, and endless possibilities in a private, peaceful setting. Don’t miss out on this rare gem! Schedule your private tour today and experience all this property has to offer!
Source: NTREIS #20780069
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20780069
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20780069
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.