122 Bobcat Cir, Kempner, TX 76539
4 beds · 2 baths · 1,689 sqft sqft
Charming 4-Bedroom Home with Modern Touches – 122 Bobcat Ln, Kempner, TX Discover this delightful 4-bedroom, 2-bathroom home, built in 2007, located in the serene town of Kempner, TX. With 1,689 sq ft of thoughtfully designed living space, this home blends country charm with modern conveniences, offering a great retreat for those looking to enjoy a peaceful lifestyle. Step inside to find wood laminate flooring throughout the home, with tile in the bathrooms, providing a clean and stylish look. The living room is a cozy haven with a beautiful fireplace, ideal for family gatherings or quiet evenings at home. The kitchen is a chef’s dream, featuring granite countertops, an island for extra workspace and seating, and stainless steel appliances. Whether you're preparing meals or entertaining guests, this kitchen will meet your needs. The spacious master suite is wonderful, while the additional bedrooms are versatile and well-sized, offering comfort and privacy for family members or guests. Outside, the generous lot provides ample space for outdoor activities or simply relaxing under the Texas skies. Whether you envision a garden, a play area, or space for pets, the possibilities are endless. Located in a peaceful community but with easy access to nearby cities like Copperas Cove and Killeen, this home offers the best of both worlds—tranquil living with convenience close at hand. Don’t miss your opportunity to make this charming home yours!
Source: ACTRIS #6826596
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6826596
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6826596
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.