122 Blue Dunn Cir, Perry, GA 31069
4 beds · 3 baths · 2,245 sqft
USDA Eligible!!! $0 down payment. It is nestled in the peaceful cul-de-sac of the Greystone subdivision in the sought-after city of Perry, GA. A home that would be a fantastic place to raise a family or a quiet place for empty nesters. Features: Beautiful tall doors throughout. Large Kitchen Island. Granite countertops, Large walk-in pantry. Adorable Mudroom. Smart Refrigerator included. LVP Floors. Cover front porch and back patio. Large Laundry Room and Linen Closet with custom shelves, Bonus Room/4th bedroom upstairs with closet and full bath. Walk-in attic with floors for storage and two water heaters. Each floor has a separate HVAC unit. The Master bath features a large walk-in tile shower, garden tub, and double granite vanity. Did I mention the Cul-de-sac? Easy to show. Please schedule at least an hour in advance. The furniture is also for sale. Located in the peaceful cul-de-sac of the Greystone subdivision in Perry, GA, this home is perfect for raising a family or enjoying a quiet lifestyle. The house features beautiful tall doors, a large kitchen island, granite countertops, a spacious walk-in pantry, an adorable mudroom, and a smart refrigerator. It also has LVP floors, a covered front porch, and back patio. Additionally, it includes a large laundry room and linen closet with custom shelves, a bonus room/4th bedroom upstairs with a closet and full bath, and a walk-in attic with floors for storage and two water heaters. Each floor has a separate HVAC unit. The master bath boasts a large walk-in tile shower, garden tub, and double granite vanity. The property is situated in a cul-de-sac and is easy to show with at least an hour's notice for scheduling. The furniture is also available for purchase.
Source: GAMLS #10323510
Source: GAMLS #10323510
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10323510