122 Ardenlee Dr, Peachtree City, GA 30269
4 beds · 3 baths · 3,558 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this oasis nestled in the heart of North Peachtree City, where comfort meets convenience! This spacious house is not just a home-it's a lifestyle. With an enviable location and easy access to the airport, you'll find yourself perfectly situated for both relaxation and adventure. As you step inside, the sunny foyer greets you, leading to a magnificent two-story family room that radiates warmth and elegance. The open floor plan flows seamlessly into a chef's kitchen, complete with gleaming hardwood floors, luxurious granite countertops, and top-of-the-line stainless steel appliances. Whether you're hosting family gatherings or enjoying a quiet breakfast at the breakfast bar, this kitchen is sure to impress. Step outside to your own private paradise! A generous deck awaits, overlooking lush greenbelt space and maturing trees. Dive into the sparkling saltwater gunite pool on warm summer days or gather around the cozy fire pit with friends on cool evenings. The covered patio is perfect for outdoor entertaining, making this backyard the ideal retreat for family and friends alike. With four spacious bedrooms on the upper level, including a luxurious owner's suite, everyone will find their perfect sanctuary. Indulge in the owner's suite featuring paired granite vanities, a separate shower, and a relaxing garden tub, all complemented by a roomy walk-in closet. But that's not all! The finished basement enhances the home's versatility, offering a full bathroom, an office/guest room, a media room for movie nights, and a play area for the little ones. For those who love to golf, the two-car garage comes equipped with an additional space for your golf cart and a dedicated charging outlet, ensuring you're always ready to hit the course. Low-maintenance landscaping with an irrigation system allows you to enjoy your beautiful surroundings without the hassle. Plus, you'll have quick access to Peachtree City's extensive network of cart paths, shopping, and dining options, making this charming neighborhood the ideal place to call home. Don't miss out on this incredible opportunity! Schedule a tour today and envision your family creating memories in this exceptional property. Your dream lifestyle awaits!
Source: GAMLS #10503074
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10503074
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.