12194 Club House Rd, Brooksville, FL 34613
3 beds · 2 baths · 1,566 sqft sqft
This 1,566 square foot home was built in 2001. It features 3 bedrooms 2 bathrooms and 2 car-carport. It has beautiful cathedral ceilings as you walk in and a very modern fireplace. The kitchen has an island, a walk-in pantry and an office area. The master bedroom will accommodate a king size bed. It has a garden tub and a stand-up shower, and the master has an amazing walk-in closet. The kitchen has an island, a walk-in pantry and an office area. The master bedroom will easily accommodate a king size bed. It has a garden tub and a stand-up shower. A MUST SEE! All appliances convey including washer and dryer. This property has a very nice size shed for your tools, gold clubs and Christmas decorations. Lots to see and do in this community. On this 55 + community you own your land. High Point is an established, manufactured home community, located in Brooksville, Florida on the Nature Coast. The community is designed for active seniors who enjoy a game of golf, tennis, shuffleboard, cards, a swim in our beautiful solar heated pool or any of the many other activities available within our spacious, well equipped facilities. High Point Golf Course is a member owned, 18- hole, par 72 course, winding through the High Point Community. The tree lined fairways are open on the front nine and narrower on the back. With no parallel fairways, golfers will enjoy a tranquil and scenic view of the surrounding community. All lots in High Point are individually owned. Retire to Florida in the new home of your dreams or choose from one of our moderately priced, previously owned homes. The community is professionally managed by a full time community manager and overseen by an elected board of directors. High Point is only a short drive from Tampa and Orlando attractions and airports. Weeki Wachee, the city of Mermaids, is only three miles away. Pine Island Park on the beautiful Gulf of Mexico is 10 minutes from your doorstep. Spend your retirement swimming, sunbathing, bird watching or looking for dolphins and manatees.
Source: STELLAR #tb8322604
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8322604
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8322604
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