1215 Vista Del Rio, San Antonio, TX 78216
4 beds · 3 baths · 2,820 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE SUNDAY, MARCH 23 FROM 1-3! Stunning and updated in North Central Vista del Norte with SO many custom touches! This gorgeous home has 4 bedrooms, 2.5 bathrooms, and MULTIPLE living and dining areas. Impress your friends with incredible curb appeal featuring the mature shade trees in the front yard, fresh paint and beautiful landscaping. This home has been completely updated to include newer: paint, engineered hardwood floors, carpet, bathroom tile, light fixtures, ceiling fans, custom "mud room" and "shoe organizer", granite counters, sinks, faucets, landscape lighting, fence, roof 2020, garage door opener, hot water heater, screened porch, and water softener! The open concept floor plan and two spacious living areas make it ideal for entertaining. The kitchen is both beautiful and functional with granite counters, gas cooking and a picturesque banquette eat-in nook. The spacious primary suite has bay windows with a sitting bench and the spa like en-suite is perfect for relaxation. Updated baths throughout. Custom childrens bedroom bunk bed (also can be fully removed). The lush greenbelt backyard is also "updated" to include a kids play area, private hot tub area, large fireplace and pergola-covered patio for enjoying coffee or cocktails. Don't forget the irrigated planting beds! Fun for everyone! Meals al fresco have never been better on your large, screened back patio with ceiling fan. HVAC's have been refurbished and newer heater upstairs. Walk to the neighborhood pool and park! Great NEISD schools round out this fabulous residence. Hurry over today!
Source: SABOR #1848903
Source: SABOR #1848903
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.