1213 Belladonna Dr, Brandon, FL 33510
4 beds · 2 baths · 2,401 sqft
UPDATE - Brand new HVAC - October 2022 This property can be sold furnished or unfurnished. Come home to a magnificent Timber pond III masterpiece. This carefully curated relaxing paradise, bathed in natural light, is located in a quiet and peaceful neighborhood right outside the hustle & bustle of downtown Tampa; your peaceful oasis of comfort and serenity where you can soak in the natural beauty of stunning Florida sunsets. Indulge in the homey ambiance lingering between the sliding glass doors of this beautiful oasis thoroughly designed to be calming, comfortable & practical. The open concept layout leads you to an elegant dining area with sliding glass doors that lead directly to the huge covered lanai and fully screened pool, spa and patio to reinforce outdoor Florida living. Lounge on the patio by the pool, take a refreshing dip or fire up the grill for a feast with friends and family. The grand Family room boasts a stately wood burning fireplace and culminates at the breakfast bar in creating the perfect communal area for those you love. The modern and fully equipped eat in kitchen with tons of cabinets and granite countertops has enough space to fit everybody who wants to take part in preparing a holiday dinner or simply is in the mood for cooking up a storm. The generous master suite affords you an oasis of privacy while remaining close to the guest rooms. It also includes an attached nursery which can be used as an office or converted into an additional bedroom. There is a spacious walk in closet, garden tub, and a room for the toilet along with the step in shower in the master bathroom. The three spacious guest bedrooms feature ample closets. The shared bathroom has a shower in tub and affords additional privacy for multiple users. The detail that has been put into making each space as warm and inviting as possible is noticeable throughout the entire home. An abundance of natural light and soothing colors create a cozy and refined atmosphere, ideal for restoring and starting out to discover the vibrant area. An interior design gem and oasis of urban comforts - this stylish home is suitable for everyone. This home has been well loved and well cared for. Home features: 4 Bedrooms + attached den/nursery/office with master suite 2 bathrooms Automated pool & spa Open floor plan with vaulted ceilings Walk-in closet in master bedroom Updated kitchen with granite counter tops and backsplash Stainless steel appliances Garbage disposal in Kitchen Faux wood blinds on all windows Washer and Dryer EcoBee thermostat with sensor Exterior camera monitoring system New irrigation system Sliding glass doors Gutter system Quiet Timber Pond III neighborhood and much more.... Distance from popular attractions: *Downtown Tampa - 17 mins *Amalie Arena - 17 mins *Busch Gardens - 20 mins *Tampa International Airport - 25 mins *Walt Disney World Resort - 58 mins *Almost exactly in the middle of Disneyworld, Clearwater and Sarasota beaches (all 3 are between 45-60 minutes drive) *Minutes away from a ton of shops/retail *Shopping 5 mins , attractions 15-45 mins, restaurants and bars 5 mins.
Source: STELLAR #o6042830
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6042830
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6042830
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.