1213 11th St, Argyle, TX 76226
4 beds · 4 baths · 4,418 sqft
Your home oasis in the heart of the coveted Harvest neighborhood! Argyle ISD!! This 4-bedroom, 3.5-bath retreat is brilliantly designed to accommodate any lifestyle. Expansive Outdoor Entertaining on a generous 70ft lot, the newer pool and spa with outdoor grilling station and putting green invite you to create unforgettable memories. A large accordion door seamlessly blends the indoor and outdoor living spaces. This home is upgraded and designed for multigenerational living, the main floor features private guest quarters Living room, bedroom microwave and fridge and independent entrance. Luxury granite counters in the kitchen that not only look stunning but also offer top-notch functionality. Plus, stylish lighting throughout the home sets the perfect vibe, enhancing every room's ambiance. Enjoy the perfect balance of connectivity and privacy, whether hosting extended family or welcoming visitors. An open layout filled with natural light makes every area of this home welcoming and relaxed. It’s a perfect blend of style and comfort that sets the stage for great memories. Step inside and experience a home crafted for life’s best moments. With its fun vibe, smart design, and top-notch upgrades, this Harvest gem is ready to be your personal sanctuary.
Source: NTREIS #20878630
Financials
Source: NTREIS #20878630
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.