12120 Brinley Reign Dr, Yukon, OK 73099
3 beds · 2 baths · 1,547 sqft
Welcome to the home of your dreams! From the moment you arrive, you'll be captivated by the beautifully landscaped yard that sets the tone for the exceptional quality found throughout. Step inside to discover wood-look tile throughout the main areas of the home. The living area serves as a captivating focal point, featuring a beautiful stone-stacked fireplace surround, perfect for creating a warm and inviting atmosphere. The kitchen is a true masterpiece, showcasing beautiful custom-built 36" cabinets that extend to the ceiling, complemented by under-cabinet lighting and a sleek stainless steel farm sink. A separate pantry offers additional storage space, while the expansive island overlooks the living area, ideal for both casual meals and entertaining. The primary bedroom is a serene retreat, with an ensuite bathroom that has two separate vanities, a luxurious European walk-in shower with tile to the ceiling, and a relaxing jetted tub. This home is designed with both comfort and efficiency in mind, incorporating a fresh air intake ventilation system, double-glazed vinyl low-e windows, and a tankless water heater for unlimited hot water. Safety is prioritized with a built-in storm shelter located in the 2-car garage, while extra gas shutoff valves near the stainless steel appliances add an extra layer of convenience. The outdoor living space is equally impressive, with a covered patio that includes a wood-burning fireplace, gas line hookup, and cable outlet. The fully fenced yard is maintained by a front and back sprinkler system with a smart irrigation controller. You'll also enjoy access to a neighborhood pool, park, and basketball courts. Don't let this opportunity slip away – make this amazing home in Yukon/Piedmont school district yours today!
Source: MLSOK #1149841
Financials
Source: MLSOK #1149841
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.