121 W Stone Ave, Greenville, SC 29609
2 beds · - baths · sqft sqft
Wow – exclusive DOWNTOWN LIVING just a few blocks from upper Main Street activities but with the quaint feel of Stone Avenue and the Earle Street historic district. With a coveted ROOFTOP TERRACE, you will love this extra living space where you can chill out above the crowd, entertain with the best, and watch summer fireworks. A curated SANTA BARBARA INTERIOR DESIGN provides an instant comfort mode and the plentiful counters in the gourmet kitchen will put a smile on the face of any chef. A perfectly crafted floor plan on the main floor features a stylish LARGE LIVING SPACE and roomy dining area tied together with a kitchen featuring a PENINSULA, gas range, and high-end smart appliances. With extra seating at the peninsula, entertaining is simplified with a nice personal touch. The MASTER BEDROOM level has a large walk-in closet with dual doors, and a CUSTOM BATHROOM featuring ceramic tile shower. 9’ CEILINGS here and throughout the home provide extra volume and spaciousness. Check out the MURPHY BED in the second bedroom that gives you office / guest bedroom options – extra storage and versatility! On the TERRACE LEVEL, you will enjoy the spaciousness and the extensive COMPOSITE DECKING – plenty of room for couches, TV, grill and friends. A closet on the terrace helps you keep things organized. The TANDEM GARAGE leads to a drop zone at the front door, and is fairly spacious providing parking options; plus a STORAGE NOOK under the stairs is useful. The community has agreements with surrounding commercial business lots to provide OVERFLOW PARKING. Note the convenient entrance into the Westone complex where you can enjoy outdoor seating at Liability Brewing or grab a bite at Moe’s Original BBQ; lots of other popular eating establishments are close by as well. WASHER & DRYER and FRIDGE will all convey. Walls are engineered to be soundproof – you won’t hear your neighbors here. ROOF has a lifetime warranty. An ASSUMABLE VA LOAN creates an exciting option to finance at a low interest rate! A 2/10 home warranty can be transferred to the new buyer for peace of mind. Lots of fine touches throughout in this luxury townhome with upscale lighting, ceiling fans, and hardwoods on all the stairs – too much to list, but come check out this amazing home for yourself.
Source: GREENVILLESC #1532105
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1532105
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1532105