121 W Stone Ave, Greenville, SC 29609
3 beds · 2 baths · sqft
Discover modern, walkable, urban living at its finest in 121 W. Stone Ave., Unit 8, nestled within the sought-after One21 Townhomes community. This 2021-built, four-level townhouse seamlessly blends luxury and convenience, featuring two-bedroom suites, each with a full bathroom, a flexible guest bedroom/office space, and a stylish half-bathroom. The heart of the home, a gourmet kitchen, showcases sleek quartz countertops, elegant cabinetry, and top-of-the-line GE Cafe appliances, creating a beautiful and functional space. Hardwood floors flow throughout most of the residence, enhancing the warm and inviting atmosphere, while abundant natural light illuminates the sleek finishes and thoughtful design. A secure tandem two-car garage provides effortless parking, and the private rooftop terrace offers breathtaking panoramic views of the Greenville skyline, ideal for entertaining or relaxation. Enjoy a truly turn-key lifestyle that includes lawn and exterior maintenance. Unit 8's location within the One21 Townhomes community is truly unparalleled. Situated in the heart of Greenville, South Carolina, this townhouse offers exceptional walkability to the city's most coveted destinations. Step outside and immerse yourself in the vibrant energy of Downtown Greenville, with its world-class dining, entertainment, and cultural attractions. Enjoy the everyday neighborhood conveniences of North Main and the Heritage Historic District, or find tranquility and fun in the lush greenery, new pickleball courts, playground, and miniature golf course of McPherson Park. The adjacent Westone retail center provides easy access to local favorites like Canvas Coffee, Liability Brewing, Moe's Original BBQ, and Community Canteen, ensuring that culinary delights and refreshing beverages are always within reach. Proximity to Swamp Rabbit Trail beckons for biking and walking adventures, while Unity Park and Falls Park provide iconic, award-winning green spaces. Schedule a tour today!
Source: GREENVILLESC #1549258
Financials
Source: GREENVILLESC #1549258
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.