121 County Road 3351, Kempner, TX 76539
4 beds · 2 baths · sqft sqft
Welcome to your personal Texas oasis! This exquisite 4-bedroom, 2-bath home is a masterpiece of functionality and comfort, set on a sprawling flat acre lot. From the moment you arrive, you won't want to leave. Step inside and be greeted by spacious, light filled rooms designed for both relaxation and entertaining. The two expansive living rooms provide ample space for gatherings, while the four generously sized bedrooms ensure everyone has their own retreat. The 3 minor bedrooms share a charming Jack and Jill bathroom, while the Master retreat is equipped with a dual vanity, and large soaking tub. Good thing this home comes with a tankless water heater guaranteeing endless hot water for your comfort! The magic continues outdoors in your very own resort-style backyard. Dive into the heated pool, complete with mesmerizing LED color-changing lights and serene water features, perfect for both daytime fun and evening relaxation. The stylish gazebo offers a shaded sanctuary, and the outdoor kitchen area is a chef’s dream, ideal for hosting unforgettable barbecues and unforgettable dinners under the stars while staying cool with the advanced misting system, even on the hottest days and nights. For those who love to tinker or need space for projects, the almost 1300 sqft workshop is a dream come true for any GEAR HEAD or hobbyist, featuring a hydraulic lift and an air pressure system. An additional shed provides extra storage, keeping your property neat and organized. The half-circle driveway not only adds a touch of sophistication but also offers ample parking, with plenty of extra space for guests and recreational vehicles. Whether you’re lounging by the pool, enjoying a meal under the stars, or working on your latest project, this home provides an unparalleled lifestyle. Don’t miss the opportunity to make this extraordinary property your own. Schedule a viewing today and step into a world of functionality and indulgence!
Source: CENTRALTEXAS #548623
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #548623
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #548623
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.