1209 Centerville Rd, Anderson, SC 29625
3 beds · - baths · sqft sqft
Welcome home to 1209 Centerville Road, a delightful ranch-style home nestled in the appealing Centerville Terrace neighborhood. Lovingly cared for and cherished by a single owner for the past 45 years, this residence offers a perfect blend of classic comfort and thoughtful details, with exciting potential for you to personalize and make it your own. Step inside to discover a spacious living room, the heart of the home, ideal for both relaxation and entertaining. Adjacent to this space is a conventional kitchen featuring ample cabinet space and a full-wall pantry. The kitchen is versatile, with room to add a convenient dining area, and includes a practical closet-style laundry room. The original living room has been transformed into a formal dining room, which can also serve as a flexible space to suit your needs. The home boasts three cozy bedrooms, including a primary bedroom with its own en suite bathroom. The property is beautifully set on a spacious 0.36-acre lot, offering a large, fenced-in backyard that provides a peaceful retreat with plenty of space to enjoy. Recent upgrades include a new roof installed in 2021 and new side and back decks added in 2022, perfect for outdoor gatherings. The driveway offers ample parking and convenient access to the gated backyard and detached two-car carport. Whether you're relaxing on the new decks, tending to your garden, or making use of the carport and outbuilding, this home effortlessly combines comfort and practicality. Conveniently located, you're just a short 10-minute drive from downtown Anderson, 5 minutes from White City Boat Ramp for easy access to Lake Hartwell, and 10 minutes to I-85, ensuring seamless access to local amenities and major routes. This home presents a wonderful opportunity for those looking to add their personal touch to a well-loved space while enjoying its existing charm. Discover the potential and convenience of 1209 Centerville Road today! (Seller is related to listing agent)
Source: GREENVILLESC #1535857
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1535857
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1535857
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.