1208 Caloosa Creek Ct, Sun City Center, FL 33573
2 beds · 2 baths · 1,687 sqft
**BEAUTIFUL POOL HOME ,WITH HOT TUB, OVERLOOKING PRESERVE AND TWO PONDS** Build a life you don't need a vacation from, starting here! This lovely home in Sun City Center, Florida’s premier 55+ active lifestyle community, is ready for you to make it your own. Pulling into the drive on this quiet cut-de-sac lot, you'll notice the lovely tropical foliage surrounding the property and potentially meet the even lovelier neighbors. Walking into the spacious screened porch you can see that there is ample room to sit and watch the world go by or visit with friends. Entering through the front door you will immediately be drawn to the view through the back windows and sliders overlooking the pool and preserve. With the high ceilings and the beautiful light coming in through the wall of windows and glass sliders, highlighting that preserve view, you will fall in love with this open floor plan and see that it is perfect for entertaining. The kitchen has been updated with tasteful tile backsplash, newer appliances, granite countertops and 42in cabinets. The island adds additional storage space and room to spread out, as the kitchen is so often the heart of the home. With glass sliders in the kitchen opening out to the covered patio and screen lanai, eating al fresco couldn’t be easier. Plumbed for an outdoor kitchen, it is ready for your dream design, should you wish to add one. Listening to the birds chirping in the preserve, as the water falls over the edge of the spa into the pool, you will find the peaceful atmosphere of this outdoor space is hard to beat, and a sense of privacy that is a rarity for this type of community. A perfect place to watch the grands frolic in the pool, or to enjoy floating the day away in the Florida sunshine, in your own private oasis. The primary suite features wood-like tile floors and a walk-in closet, while the en-suite bath has updated vanities, a water closet, a garden tub and walk in shower. The second bedroom is on the other side of the home, offering your guests privacy with their own bathroom with a walk-in shower and updated vanity, adjacent to the room. The den/office space off the living room is spacious enough that it could be used as a 3rd bedroom, if needed. The beauty of a flex space is that you can make it whatever you want!! Plantation shutters throughout the home add a touch of elegance, yet the upgrades don’t stop there... Some additional upgrades include: newer AC & roof, Pool Pump & Heater, Sprinkler System & Garage Door Opener. As much as you won't want to leave this amazing home, the community offers an abundance of activities. With two indoor pools, an outdoor pool, 2 spas, a community center and state of the art gym, shuffleboard, a theatre, a public garden, lawn bowling and clubs galore - you can hop in your golf cart and be as social as you wish, knowing you can retreat to your quiet little oasis amongst the trees for a siesta or downtime. Speaking of Golf carts- this community was designed with accessibility to EVERYTHING via golf cart: grocery stores, shopping, banking, restaurants, doctors, even the hospital! Whether looking for a primary residence or a second home, this resort style community has it all! Located minutes from Tampa, Sarasota, and St. Petersburg, you’ll enjoy easy access to Florida’s best beaches, entertainment, and cultural attractions. Build a lifestyle you don't need a vacation from, and schedule your showing today!!
Source: STELLAR #a4624118
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4624118
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4624118
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