1207 Eastview Rd NE, Conyers, GA 30012
3 beds · 2 baths · 1,400 sqft
Great price in a great little city and a great little well-updated home. A first-rate "first home" for a single person, young family or a savvy buyer looking for an income-generating rental property. No HOA / rental restrictions to hinder you. This 3 bed, 2 bath home comes with a lot of modern touches - like original hardwoods in each bedroom, IKEA Bodbyn kitchen cabinets with Ikea Ekbacken countertops over grey woodgrain ceramic tile flooring and subway tiled walls. Also in the kitchen, gas range, stainless steel oven & microwave & dishwasher, plus a double basin farmhouse sink & pantry. Adjacent to but also connecting with the living room, the dining room has custom-built, solid wood built-in bench seating with below-seat storage. You'll notice recessed lighting throughout the kitchen, dining room and hallway. In the living room, the IKEA softcover Besta espresso wall unit perfectly frames the entertainment space and dark brown LVP flooring warms the space. Wait - there's more. The long-ago enclosed carport has a tavern-style bar and sound-insulated walls, perfect for a raucous man-cave or karaoke room. The main bath has a farmhouse-style double vanity, wood cabinet with a quartz top, plus newly-tiled geometric white tiles and a wooden shiplap feature wall. The secondary bathroom features a stall shower and vanity adjacent to the man-cave/tavern. Yes, there's a laundry room - with newly-installed wooden shelving and room for additional storage, washer and dryer. The windows throughout are less than five years old, and double-hung for easy care inside. Outdoors, you have an inviting front yard and covered porch with new railing, Ring doorbell and the back patio comes with a 14 foot cedar pergola. The backyard is fully fenced and features a large shed with built-in work bench and attic storage. The roof is ~7 years old, water heater ~3 years and HVAC system around ~6 years old. Now about what's AROUND this home: elementary and high school campuses within walking distance, a new dog park, children's playground, proximity to Old Town entertainment district downtown, Lewis Vaughn Botanical Garden and Bonner Park. You'll see some or all of this on your way to check out this fantastic home perfectly priced for the budget-conscious family looking for a place to call "home" in Conyers!
Source: GAMLS #10403771
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10403771
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10403771
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