1206 GETTYSBURG PL, Atlanta, GA 30350
Experience the essence of home in this updated, 2 bedroom/2 full bath condo nestled in one of Sandy Springs' most coveted neighborhoods. The experience of descending into your own private oasis by means of a stair walkway, surrounded by nature, is truly unique and worth the slight effort. As you make your way down, you'll be greeted by lush greenery and a serene atmosphere, setting the tone for a peaceful living experience all while being just minutes away from Sandy Springs City Center, Downtown Roswell, and major highways. Once inside, you'll be rewarded with a cozy retreat that offers comfort and convenience. Enter into the open and spacious floor plan, where the living room with gas fireplace welcomes you, flowing seamlessly into a beautiful sunroom and deck. The kitchen boasts granite countertops, white cabinets, and a full appliance package, perfect for culinary endeavors. A full-size washer and dryer are included for your convenience. Entertain effortlessly in the dining room adjacent to the kitchen. With bedrooms strategically placed on opposite ends of the unit, enjoy the flexibility of a perfect roommate floorplan or a serene primary suite away from guests. An on-site storage unit is available for additional space. Community amenities such as a pool and tennis await, while nearby walking and nature trails along the Chattahoochee offer outdoor adventures. Welcome home to Dunwoody Hills, where comfort meets convenience. Don't miss your chance to make this charming condo your own retreat in the heart of Sandy Springs.
You may be able to put down less than the total down payment amount of $104,998 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7368706