12043 Fontberry St, Parker, CO 80134
5 beds · 4 baths · 3,901 sqft
Stunning Ranch-Style Home in Horseshoe Ridge. Welcome to this beautifully designed ranch-style home featuring a striking exterior of frame stucco and stone. As you enter, you'll be greeted by a charming front porch, perfect for relaxing moments. Inside, discover a spacious office adorned with French doors that provide an inviting view of the porch. The formal dining area boasts exquisite tile flooring and flows seamlessly into the expansive formal living room, complete with a gas fireplace and abundant natural light that overlooks a gorgeous concrete patio in the backyard. The heart of this home is the large kitchen, which offers ample cabinetry, stunning granite countertops, and modern stainless steel appliances. Retreat to the expansive primary suite, which features vaulted ceilings and large windows that fill the space with light. The remodeled three-quarter bath is a luxurious oasis, equipped with an oversized shower and frameless shower doors, a double vanity with quartz countertops, custom lighting, and a generous walk-in closet. Additionally, there are two well-proportioned bedrooms and a full bathroom, alongside a spacious main floor laundry room. The thoughtfully finished basement showcases a vast family room and game room combination, two additional bedrooms, and a full bathroom, providing plenty of storage space. The home is equipped with new central air, a new furnace, a newer water heater, and a new roof, ensuring peace of mind for years to come. With so much to offer, this home is a must-see and shows like a model. Don’t miss out on the opportunity to make it yours! Call your Realtor today.
Source: RECO #8898075
Interest rate and monthly payment estimated based on public records.
Source: RECO #8898075
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8898075
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