1204 Northview Dr, Crestview, FL 32536
4 beds · 2 baths · 2,898 sqft
//MOTIVATED SELLERS - BRING YOUR OFFERS!// Welcome to this wonderfully located home, offering a blend of modern updates and classic charm. Situated on one of the largest lots in the neighborhood, this property provides plenty of space for outdoor entertaining and relaxed living. PLUS, it comes with a generous flooring allowance, a new fence allowance, AND a home warranty through Home Warranty Of America included with an acceptable offer, making it easy for you to customize and protect your investment. Step inside to discover a spacious layout featuring newer light fixtures and bathroom fixtures, stunning granite countertops in both the bathrooms and kitchen, and a full suite of stainless steel kitchen appliances, all updated in 2017. The master bedroom is a serene retreat, complete with sliding glass doors that lead to a cozy Florida room, perfect for enjoying the sunshine year-round. The large master bath offers a luxurious garden tub, a walk-in shower, and his-and-her closets for ample storage. This home also boasts a brand-new HVAC system installed in 2022 for year-round comfort and a new roof as of July 2024, providing peace of mind for years to come. The enclosed porch in the back, equipped with both AC and heat, adds a versatile space that can be enjoyed in any season. Fresh paint in several bedrooms gives the interior a modern and inviting feel. Don’t miss this incredible opportunity to own a move-in-ready home with plenty of space and fantastic upgrades. Schedule your private showing today! All dimensions and descriptions are believed to be accurate, but if deemed important, should be verified by buyer.
Source: PENSACOLA #651688
Source: PENSACOLA #651688
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #651688