1204 Brookdale Dr, Carpentersville, IL 60110
2 beds · 3 baths · 1,352 sqft sqft
Welcome to 1204 Brookdale Drive in Carpentersville! This modern and spacious 2-bedroom, 2.5-bathroom townhome offers 1,352 square feet of beautifully updated living space. Step inside to find an inviting open layout with large rooms, fresh paint, and brand-new flooring throughout. ***** The living area features a cozy fireplace (one of the few in the neighborhood), perfect for relaxing evenings, and flows seamlessly into the dining space. The kitchen is equipped with all the essentials, including a dishwasher, microwave, refrigerator, and range, making meal prep a breeze. A half bath is ready for your guests and under stairs storage give you lots of room to store your essentials! ***** Upstairs, you'll discover the expansive Master bedroom with a vaulted ceiling, large closets, and a refreshed en-suite bathroom boasting a new shower. The second bedroom is also generously sized and offers plenty of storage. An additional full bathroom upstairs has been refreshed with new flooring as well! The in-unit washer and dryer (on the second floor) add convenience to your daily routine. ***** Enjoy the outdoors on your private patio, ideal for morning coffee or evening relaxation. This pet-friendly home also features central AC, gas heat, forced air, and ceiling fans to keep you comfortable year-round. ***** Don't miss the chance to make this stylish and updated townhome your own. Contact us today to schedule a viewing and experience all that 1204 Brookdale Drive has to offer! ***** PHOTOS COMING!
Source: MRED #mrd12142219
Interest rate and monthly payment estimated based on public records.
Source: MRED #mrd12142219
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #mrd12142219
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.