12032 S Circle Dr, Whittier, CA 90601
3 beds · 2 baths · 1,757 sqft
Welcome to this beautifully remodeled 3-bedroom, 2-bathroom modern home, where sleek design and stunning upgrades create the perfect blend of comfort and sophistication. The exterior immediately catches your eye with its stylish updates, including a contemporary garage door and fresh landscaping, setting the stage for what lies within. Upon entering, you're greeted by an expansive living space that showcases breathtaking city views through large, high-set windows. The living room boasts a striking black stone fireplace that adds a touch of modern elegance, perfectly complemented by rich dark hardwood floors that flow throughout the home. The kitchen is truly the heart of the home, fully upgraded and designed for both function and style. It features gorgeous granite countertops, a chic tiled backsplash, and custom wood cabinetry that provides ample storage. Stainless steel appliances shine beneath the recessed lighting, making this space a dream for both casual meals and gourmet cooking. Whether entertaining or enjoying a quiet meal, this kitchen serves as the perfect backdrop for any occasion. The primary suite offers a private and luxurious retreat with an attached, fully upgraded modern bathroom. This spa-like space is complete with a floating vanity and a beautifully tiled shower, creating a peaceful oasis for relaxation. The additional two bedrooms are generously sized, each offering comfort and versatility, perfect for family, guests, or a home office. Both bathrooms in this home have been tastefully updated with modern finishes and premium fixtures, ensuring every part of the house reflects the care and attention to detail that has gone into the remodel. One of the most captivating features of this property is the expansive backyard, centered around a large deck that provides incredible views of the city and beyond. Whether you’re hosting gatherings, enjoying an evening under the stars, or sipping your morning coffee, this outdoor space is ideal for taking in the beauty of your surroundings and soaking up the Southern California sunshine. With its thoughtful upgrades, modern design, and unbeatable views, this 3-bedroom, 2-bathroom home offers a rare combination of elegance and everyday comfort, making it a true gem. Don’t miss your chance to experience everything this stunning property has to offer!
Source: CRMLS #CV25062532
Financials
Source: CRMLS #CV25062532
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.