1203 Treemont Trce, Winder, GA 30680
5 beds · 4 baths · 3,285 sqft sqft
EVERYTHING YOU NEED! WELCOME TO THIS ADORABLE CRAFTSMAN STYLE TWO STORY HOME WITH A FABULOUS BACK YARD! SPENDING YOUR EVENINGS ON THE ROCKING CHAIR FRONT PORCH LETS YOU WAVE TO YOUR FRIENDLY NEIGHBORS. THE 2 STORY FOYER HELPS YOU WARMLY GREET YOUR GUESTS. THE OPEN CONCEPT FLOOR PLAN SHOWS THAT THE KITCHEN IN THIS HOME TRULY IS THE HEART OF THE HOME. OPEN TO THE FAMILY ROOM, THE KITCHEN HAS BEAUTIFUL STAINED WOOD CABINETRY, STAINLESS APPLIANCES, GRANITE COUNTERTOPS. THE HUGE KITCHEN ISLAND HELPS KEEP THOSE SERVING PLATTERS HANDY FOR MEALS IN THE BREAKFAST NOOK OR THOSE GAME DAY NIBBLES ON THE BAR WHILE YOU’RE WATCHING THE GAME (GO DAWGS!). EXTRA RECIPE, OFFICE OR HOMEWORK NOOK IN THE MUD/DROP AREA. THE BUILT IN BOOKCASES AND GAS LOG FIREPLACE IN THE FAMILY ROOM WRAP YOU IN WARMTH AND COMFORT ALL YEAR LONG. ENTERTAINING FAMILY AND FRIENDS FOR THOSE DINNER PARTIES IS A BREEZE IN THE FORMAL DINING ROOM WITH ELEGANT COFFERED CEILINGS. GUEST CAN STAY OVER IN THE FULL BEDROOM SUITE ON THE MAIN WITH ITS PRIVATE BATH OR MAKE IT YOUR HOME OFFICE. OUR JOURNEY CONTINUES UPSTAIRS TO THE HUGE MEDIA ROOM FOR MOVIE OR GAME NIGHTS WITH STORAGE CLOSET FOR ALL OF THOSE BOARD AND VIDEO GAMES. THREE ADDITIONAL SPACIOUS SECONDARY BEDROOMS ADD TO THE UPPER LEVEL AND PROVIDE PLENTY OF SPACE FOR FAMILY BEDROOMS OR AN UPSTAIRS OFFICE. THE PRIMARY BEDROOM IS ACCENTED WITH FRENCH DOOR ENTRY AND TREY CEILINGS. FRENCH DOORS AGAIN TO THE PRIMARY BATH WITH DUAL VANITIES, STAINED CABINETRY AND MARBLE COUNTERTOPS AND SEPARATE SOAKING TUB AND LARGE SHOWER. HUGE WALK IN CLOSET HAS PLENTY OF ROOM FOR ALL OF YOUR NEEDS. FULL UPSTAIRS LAUNDRY ROOM FINISHES OFF THE UPSTAIRS. COME SEE THIS ONE FOR YOURSELF!
Source: FMLS #7460221
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7460221
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7460221
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.