12024 Navale Ln # 2A, Orlando, FL 32827
4 beds · 3 baths · 2,514 sqft sqft
Resort-style living in Village Walk Lake Nona, a guard-gated community spanning over 500 acres, this planned neighborhood offers exclusive amenities and a vibrant lifestyle for homeowners. This desirable Carlyle floorplan is a one-story home that embodies comfort and elegance. As you step inside, you're greeted by a warm living room featuring a cozy fireplace, ideal for gatherings. The formal dining room flows seamlessly up to a beautifully appointed kitchen, ideal for entertaining, which is open to the family room. This home boasts four generously sized bedrooms and three baths, and the primary suite is complete with dual closets and an en-suite bath. With approximately 2,500 square feet of living space, this home is ideal for relaxation and entertaining. On a quiet cul-de-sac with only one neighbor, this home offers breathtaking water views from the backyard. Imagine starting your day with a sunrise on your covered front porch and winding down in the evening on your screened-in lanai, soaking in the sunset over the serene waters. Amenities that elevate your lifestyle living in Village Walk means enjoying a wealth of amenities right at your fingertips. Residents have access to a luxurious clubhouse with a ballroom, a resort-style heated pool, a lap pool and a state-of-the-art fitness center. For sports enthusiasts, there are basketball and tennis courts, while children can enjoy the playground and recreational trails. A Deli Market, gas station and specialty shops add convenience to your daily routine. The community hosts monthly planned activities, fostering a sense of camaraderie among residents. Plus, the HOA fee covers landscaping, cable, internet and 24-hour security, providing peace of mind and convenience. Prime location Village Walk is strategically just minutes from Medical City, MCO Airport, a variety of restaurants, shopping centers and SR 417, offering easy access to everything you need. Families will appreciate the proximity to the new elementary school, which is conveniently adjacent to the community. Don't miss out! This beautiful home, complete with a tile roof and hurricane shutters, is not just a residence; it's a lifestyle. With a newer HVAC system installed in 2023, you can enjoy comfort year-round. Don't miss this opportunity to live in one of Lake Nona's sought-after communities.
Source: STELLAR #o6255538
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6255538
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6255538
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.