12016 N 65th Ave, Glendale, AZ 85304
4 beds · 2 baths · sqft
Welcome to this beautiful home where all the little details have been thoughtfully taken care of, so you can focus on simply enjoying life. This well-maintained and updated 4-bedroom, 2-bathroom home in Glendale offers an effortless blend of comfort and practicality. With brand-new flooring in 2024 and a fully remodeled kitchen in 2022 featuring modern appliances, this home is as fresh as it is functional. The house has a thoughtful layout with separate living and family rooms, providing plenty of space for both relaxing and entertaining. A dedicated dining area creates the perfect setting for meals and gatherings, while the good-sized bedrooms provide privacy and comfort for everyone. Whether you're hosting friends, enjoying quiet evenings, or simply need room to spread out, this home's design ensures every space feels welcoming and functional. Outside, you'll discover a backyard oasis that combines beauty and practicality. The sparkling pool invites you to relax under the Arizona sun, while the green grass and lush landscaping includes Sisso trees, two stately pineapple palms, and even lime and orange trees for fresh fruit right at home. An automatic watering system ensures everything stays vibrant and thriving with minimal effort. Whether you're an outdoor enthusiast or just need space for your toys, the RV gate, dedicated RV parking, and electric hookup make this property desirable. For those who love projects or need a workspace, the garage is a standout feature with two 50-amp connections, evaporative cooling, sliding cabinets for organized storage, and a smart control garage door opening system for convenience. Inside and out, this home is designed to make life easy, with both refrigerated and evaporative cooling keeping things comfortable year-round. From its thoughtful updates to its functional extras, this is a home that's been cared for in every wayand it's ready for you.
Source: ARMLS #6790075
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6790075
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6790075
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.