12 Sunderland Dr, Greenville, SC 29611
4 beds · - baths · sqft sqft
Welcome to 12 Sunderland Dr. This charming Greenville home is nestled on a spacious 0.4-acre lot and has loads of unique features to enjoy! The main floor boasts a bright living room with large windows overlooking the front yard, a formal dining room perfect for entertaining, and an inviting eat-in kitchen with plenty of space for casual dining or for whipping up a home cooked meal. You'll also find a cozy den with a fireplace, a casual lounge area with a built-in bar, a convenient half bath, and a downstairs bedroom with a huge ensuite bathroom. The walk-in laundry room adds extra convenience and easy access to the backyard. Upstairs, the primary bedroom provides privacy with its own ensuite bath, while two additional large bedrooms share a full hallway bathroom. Step outside to enjoy the covered patio, ideal for outdoor dining or relaxation by the brick fireplace, and a detached shed providing extra storage. Located less than 5 miles from Downtown Greenville, so close to Downtown Travelers Rest, Furman University and the swamp rabbit trail. As well as the amenities of Saluda Lake perfect for all your outdoor needs! This home allows for both tranquility and easy access to all the city has for fun. Schedule your showing today to make this incredible house your home!
Source: GREENVILLESC #1539364
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1539364
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1539364