11997 Lovejoy Crossing Way, Hampton, GA 30228
3 beds · 3 baths · 1,872 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into this stunning, like-new residence offering over 1,800 sq. ft. of beautifully designed living space. On a Beautiful Cul-de-sac/ Corner lot With 3 spacious bedrooms and 2.5 baths, this home features modern finishes and thoughtful selections throughout. As you enter through the inviting foyer, you'll find a versatile space ideal for a formal dining room or home office. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas-perfect for entertaining. The chef's kitchen boasts sleek stainless steel appliances, granite countertops, ample cabinetry, and a spacious island with a view to the fireplace in the family room. Sliding doors lead to the outdoor patio, creating a seamless indoor-outdoor flow for relaxation and gatherings. Upstairs, retreat to the generous owner's suite, complete with a spa-like en-suite bath featuring dual sinks, a separate shower, a soaking tub, and an expansive walk-in closet. The secondary bedrooms are equally spacious, each equipped with a walk-in closet for ample storage. Located just minutes from grocery stores, top restaurants, Hartsfield-Jackson Airport, and I-75, this home offers both convenience and luxury. Don't miss the opportunity to make this incredible property yours!
Source: FMLS #7520491
Source: FMLS #7520491
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.