11954 Bristol Bridge Rd, Spring Hill, FL 34610
3 beds · 2 baths · 1,501 sqft
NEW PRICE! Priced to SELL! MOVE IN READY! Newly Constructed Home in Conner Crossing offers a blend of convenience, style, and affordability, making it an appealing choice for home buyers and investors! Welcome to your new 3-bedroom, 2-bathroom, 2 car garage home nestled in the fast-growing area of Spring Hill, and Land O Lakes. This open concept floor plan offers 1,501 sq ft residence, boasts a modern design with thoughtful details throughout. Layout: Enjoy an open floor plan with a formal dining area overlooking a gourmet kitchen featuring a large center island—perfect for gatherings. Great Room & Lanai: Unwind in the great room with family and step out onto the lanai to enjoy a peaceful view of the wooded surroundings. Bedrooms & Baths: Three spacious bedrooms and two full baths provide ample privacy and comfort for you and your family. Owner's Suite: Relax in the deluxe owner’s suite with an oversized walk-in closet and a luxurious owner's bath featuring a double vanity. Community Benefits: CDD-free with a low monthly HOA fee, ensuring affordability. Enjoy the benefits of USDA 100% financing, minimizing upfront costs. Exterior: Backyard is fully fenced and garage has built in ceiling storage racks. Technology: Cable and high-speed internet services are included, enhancing your connectivity and entertainment options. Bluetooth flood light in the backyard, Ring doorbell and indoor ring alarm system. Location: Conveniently situated on US-41, minutes away from SR 56, the Suncoast Parkway, I-75, and 301, ensuring easy commuting to Tampa and nearby amenities. MAKE THIS YOUR HOME! SCHEDULE A SHOWING!
Source: STELLAR #t3538239
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3538239
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3538239
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.