1195 Greenley Ave, Groveland, FL 34736
3 beds · 2 baths · 1,975 sqft sqft
PRICE IMPROVEMENT! Step into luxury with this exceptional 3 bedroom(with a bonus office!), 2 bathroom home nestled on a serene golf course setting. Perfectly designed for both relaxation and entertainment, this residence boasts a host of enviable features that elevate everyday living to new heights. Upon entering, you're greeted by a spacious kitchen and living area, thoughtfully designed for hosting gatherings and enjoying quality time with loved ones. Roof (2016) The kitchen, recently renovated in 2023 with a $7k investment, showcases exquisite granite countertops, a stylish backsplash, and stainless steel appliances, making it a chef's delight. Adjacent, the living room features a state-of-the-art entertainment system with a large TV mount, ensuring every movie night or sports event is enjoyed to the fullest. The primary suite is a sanctuary of comfort, complete with a generously sized walk-in closet and an en-suite bathroom featuring a double vanity, luxurious spa tub, and a separate shower. Meanwhile, the remaining two bedrooms showcase ample space for family members or sleepover guests, and the office is equipped with built-in cabinets for extra storage and functionality, each room is thoughtfully designed to maximize comfort and privacy. One of the home's highlights is the screened-in pool area with a rejuvenating spa, providing a private oasis for year-round enjoyment. Enhancing this experience is the recent $5k overhaul of the entire pool system in 2023, including a new heater, pump, salt system, and solar heating so you can enjoy this area year-round! Relaxation awaits you in this tranquil haven. Imagine unwinding after a long day, serenaded by the gentle cascade of the pool's soothing waterfall feature. Outside, the property offers breathtaking views of the adjacent golf course, creating a tranquil backdrop for morning coffees or evening gatherings. The community itself boasts a low HOA fee, providing access to additional amenities and ensuring a well-maintained environment. Centrally located, this home is convenient to all of the essentials including top schools, shopping, dining, and more! With its blend of modern upgrades, serene surroundings, and thoughtful design, this home is move-in ready and represents an unparalleled opportunity! Don’t wait; schedule your private tour today and experience the epitome of luxurious living firsthand! Owner motivated!
Source: STELLAR #o6217288
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6217288
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6217288
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.