11926 Cinnamon Fern Dr, Riverview, FL 33579
4 beds · 3 baths · 2,416 sqft
Best priced house in waterleaf and price as been just reduced! Upgrade your lifestyle in this 2,416 Sq ft move-in ready gem in the heart of Riverview on a corner lot! The curb appeal beckons you inside with a stunning Barcelona tile roof, brick paver driveway and front porch, and lush Florida friendly landscaping. The attention to detail continues inside this home with large format, high quality tile installed in a diagonal arrangement to bring unique character and visual interest. Entering the home you walk into the open formal living & dining room combination which leads you into a great room with a family room, kitchen and casual dining area with plenty of room for a large dining table that is open to the kitchen for a very spacious feel and flexible entertaining. The kitchen is gourmet-inspired and has miles of granite counters with an island prep area complete with a double bowl undermount sink, staggered wood cabinets with a stylish tiled backsplash to compliment the sparkling stainless steel appliances. The kitchen also features soft close drawers/cabinets, and a pantry for extra kitchen storage. Enjoy meals in the formal dining room or the casual eat-in dining area, perfect for both large celebrations and intimate family dinners. This home has a 3-way split bedroom floor plan with 2 secondary bedrooms sharing a full bathroom in the front right and the 3rd secondary bedroom at the back right has access to another full bathroom, and the Primary suite is located on the left in the back of the home for privacy and separation. This home features a serene primary suite with a luxurious en suite retreat, including dual sinks, a spacious walk-in shower, and a generous 6' x 10' walk-in closet. Recent upgrades include fresh interior paint throughout and the installation of energy-efficient solar panels, which keep monthly electric bills around $100. The solar panels also come with a transferrable warranty for added peace of mind. Additional modern touches include a video doorbell and an E-doorknob, both of which will convey with the home. Hurricane shutters are stored in the garage for storm coverage. This Home is in a great location just minutes of shopping, restaurants, schools, hospital, VA, parks, soccer fields, and beaches. Truly a Great Place to Live, Work and Play! Waterleaf is a smart community with each home wired with smart technology and fiber optic, high speed cable in each home covered by HOA dues. This premier gated community has many high end amenities you will love including a resort-style pool, fire pit, lounge, picnic shelters for parties and guests. You will stay active with the fitness stations and miles of walking trails, a half basketball court, Playground, or exercise your furry friends at the enclosed dog park. Taxes include CDD fees
Source: STELLAR #TB8328632
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8328632
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.