11924 Persian Ter, Bradenton, FL 34212
3 beds · 3 baths · 2,437 sqft
Welcome to your dream home at 11924 Persian Terrace in the highly desirable community of GreyHawk Landing! This stunning single-family residence is the perfect fusion of comfort and elegance, designed specifically with families in mind. Boasting 3 cozy bedrooms and 2.5 well-appointed bathrooms, this property offers a sanctuary for relaxation and privacy. As you step through the exquisite leaded glass front door, you'll be greeted by a spacious living area complete with custom built-ins that provide both charm and practicality to your family gatherings. The heart of the home is the kitchen, equipped with sleek stainless steel appliances that promise to make cooking a pleasure. The custom pantry is a chef's delight, featuring 3 large lazy susans and spice drawers, ensuring all your culinary essentials are organized and within easy reach. Storage will never be an issue, as each bedroom is enhanced with custom closets designed to maximize space. The home also includes ample additional storage solutions throughout, ensuring a clutter-free living environment. Safety and convenience are paramount, with hurricane shutters installed to protect your loved ones and property. The fenced yard offers a secure space for children and pets to play, while the peek-a-boo water view provides a tranquil backdrop for your outdoor leisure. Parking is a breeze with a generous 3-car garage, accommodating both family vehicles and guest parking. Located in a resort-style community, this home is not just a residence—it's a lifestyle awaiting your family. GreyHawk Landing is a premier community offering an exceptional lifestyle, perfect for those seeking the best of Florida living. Residents enjoy an array of amenities, including a clubhouse, two community pools—one lagoon-style with water slides and a waterfall—playgrounds, a fitness center, Pickleball courts, tennis courts, a basketball court, baseball and soccer fields, fishing spots, and 5 miles of scenic nature trails teeming with wildlife. Located with unparalleled convenience, GreyHawk Landing provides easy access to I-75, top-rated Lakewood Ranch schools, a new Publix shopping center, Lakewood Ranch restaurants and Main Street, the Ft. Hamer Boat Ramp and Park, and so much more. This vibrant community and stunning home offer everything you need for a fulfilling and active lifestyle. Whether you're exploring the trails, connecting with neighbors, or enjoying the nearby attractions, GreyHawk Landing is where lasting memories are made.
Source: STELLAR #a4632410
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4632410
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4632410
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.