11911 GREENCHOP PL, Riverview, FL 33579
One or more photo(s) has been virtually staged. Experience the charm of the Reserve at Pradera! With just under 150 homes and well-appointed recreation amenities you don’t want to miss your opportunity to own in the community. This stunning 5-bedroom, 3-bathroom, 2,912 sq ft home is perfectly situated on an oversized, fenced lot with a captivating pond view. Tucked away in a private cul de sac, this property features meticulous landscaping, elegant palm trees, and fresh exterior paint from 2021, ensuring impressive curb appeal. Upon entry, you'll be immediately charmed by the formal dining room's tray ceiling, adorned with a chic light fixture and a custom-designed accent wall. The home offers wood-look tile flooring throughout the main living areas and bathrooms, while the bedrooms are carpeted for added comfort. Crown molding along the ceilings enhances the elegance of all entertainment spaces. The open concept living room at the back of the house is a perfect space for entertaining, complete with a ceiling fan and prewiring for a home entertainment system. This area seamlessly connects to a gourmet kitchen equipped with stainless steel appliances, including double built-in ovens and a spacious cooktop. Granite countertops, a stylish tile backsplash, and beautifully crafted cabinets with crown molding add to the kitchen's allure. The large island/breakfast bar, featuring a farmhouse sink, is ideal for serving meals, and a spacious walk-in pantry provides ample storage. The dinette area, which overlooks the outdoor patio through plantation shutters on the sliding glass door, is perfect for casual dining. A guest suite on the main floor, complete with its own full bathroom featuring granite countertops and a shower/tub combo, ensures comfort and privacy for guests. Upstairs, an oversized bonus room awaits, prewired for a home theater system. The primary suite serves as a private retreat with natural light streaming in through two large windows that offer picturesque views of the backyard and pond. The primary bathroom boasts a dual vanity with ample granite counter space, wrap-around mirrors, a walk-in shower with a glass door, a separate soaking tub, and a private water closet. An expansive master closet completes the primary suite. The additional three spacious bedrooms (one of which has been converted from a sitting area in the primary bedroom), including one with a walk-in closet, share a bathroom featuring a dual vanity, granite countertops, and a shower/tub combo. The conveniently located upstairs laundry room eliminates the need to carry laundry up and down the stairs. The backyard features a covered patio, and the fully fenced yard offers privacy and security while providing stunning views of the pond. Additional features include a water softener and a kitchen reverse osmosis system. Community amenities such as a pool, playgrounds, and a dog park further enhance the appeal of this home. Conveniently located just a short drive away from shopping, dining, nature parks, hospitals, and the entrances to I-75 and US 301, this home truly has everything you need.
You may be able to put down less than the total down payment amount of $0 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3545299
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.