11904 Parallel Rd, Bowie, MD 20720
5 beds · 5 baths · 6,523 sqft
Exquisite Colonial Estate in Coveted Holmehurst Nestled in the heart of the prestigious Holmehurst community, this magnificent Colonial masterpiece redefines luxury living. Known for its canopy of mature trees, picturesque sidewalks, and charming lampposts, Holmehurst offers an idyllic neighborhood setting with unrivaled access to major commuter routes. Enjoy seamless travel to Washington D.C., Baltimore, Columbia, Annapolis, and everything in between—without sacrificing the serenity of a timeless, tree-lined enclave. From first glance, the home makes an unforgettable impression with its commanding stone façade, soaring architectural columns, dormered roofline, and elegant side-loading garage—a harmonious blend of classic sophistication and curb appeal. Just across the street, a private path leads to Holmehurst’s exclusive community amenities—including professionally maintained tennis courts and a charming playground nestled under mature trees, offering the perfect outdoor escape for both kids and adults. Whether you're enjoying an early morning match or a relaxing evening stroll, these added luxuries enhance the lifestyle this home provides. Back at home, step into an outdoor living paradise designed for the most discerning entertainer. The expansive Trex deck leads to a custom stone terrace, complete with a fully-equipped outdoor kitchen, gas firepit, and room for both large-scale celebrations and intimate alfresco evenings under the stars. The professionally landscaped grounds offer total privacy and create a seamless indoor-outdoor experience. Inside, the grandeur continues. From the moment you enter the sun-drenched foyer, you’ll be captivated by the home’s impeccable scale, refined finishes, and thoughtful layout. Anchored by a dramatic two-story great room with a wall of windows, the main level also features a formal dining room with custom millwork, a gracious living room with fireplace, a private study or den, and a chef’s dream kitchen complete with high-end stainless steel appliances, granite countertops, center island, and a sun-soaked breakfast area. The adjacent sunroom, wrapped in windows, offers the perfect spot to relax and take in the beauty of your backyard retreat. Upstairs, the lavish primary suite is a sanctuary unto itself—featuring a generous sitting area, dual walk-in closets, and a spa-inspired, newly renovated en-suite bathroom with custom vanities, an oversized soaking tub, a frameless glass rain shower, designer lighting, and two separate water closets for added comfort and privacy. Each additional bedroom offers impressive dimensions, ample closet space, and access to beautifully appointed bathrooms. The fully finished lower level is nothing short of spectacular—offering a custom-designed wet bar, home theater with tiered seating, fitness or game area, and a sophisticated wine/club room with a built-in wine wall worthy of a private tasting. Every square foot of this residence has been curated with comfort, luxury, and lifestyle in mind. This one-of-a-kind estate checks every box—from location and design to outdoor living and exclusive neighborhood amenities. Welcome home to Holmehurst—where luxury, lifestyle, and location converge.
Source: BRIGHT #MDPG2144430
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2144430
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
