11904 Brown Fox Dr, Fort Worth, TX 76244
3 beds · 3 baths · 1,765 sqft
Get a free consultation call with an expert in the mortgage assumption process.
MOTIVATED SELLERS! LOWEST PRICED HOME IN THE NEIGHBORHOOD. SCHEDULE YOUR TOUR TODAY! BRING ALL REASONABLE OFFERS. This charming 3-bedroom, 2.5-bathroom brick home is located in the highly sought-after Villages of Woodland Springs community, within the esteemed Northwest ISD boundaries. Boasting a bright and open floorplan, the home features a kitchen with tile countertops, laminate wood flooring downstairs, and tiled bathrooms, while carpet covers the stairs and upper level. Key updates include a new heating and cooling system in September 2017, a water heater replaced around 2018, and new front, back, garage entry doors installed in October 2020, and new appliances March 2025. The home is equipped with Nest thermostats and smoke-CO2 detectors for added comfort and safety. The spacious yard offers ample room for outdoor activities, and the property includes generous storage space. Enjoy the perks of being located at the end of the cul de sac amongst loving neighbors. Conveniently situated near shopping, restaurants, and medical facilities, the neighborhood is adorned with beautiful, mature trees that enhance its charm in spring and fall. Residents enjoy access to community pools, parks, trails, sport courts, and serene walking paths along picturesque ponds. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. Don't miss this gem. Make it yours today!
Source: NTREIS #20878093
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20878093
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.