119 Clemson Rd, Conway, SC 29526
4 beds · - baths · sqft
This beautifully appointed two-story home features 4 bedrooms and 3.5 bathrooms, sits on an oversized private .44 acre lot that is privately landscaped and backs to the golf course. This home was completely remodeled and truly has it all. Where else can you find a home with such an amazing layout with In-Law Suite, upgrades throughout and open space with no HOA that is in the perfect location to all the best restaurants, shopping, medical, beach & Coastal Carolina University? There are so many opportunities as this home even has an additional In-Law/ensuite that includes a modern large kitchen, living area, bedroom, walk-in closet & bathroom with its very own private entrance. This home is equipped with every feature imaginable to make this an easy move for everyone. The additional In-Law suite offers extra living space for families or even an investment opportunity which is such a rare find here since short and long term rentals are allowed. Key upgrades include a new roof, front load oversized washer/dryer, hot water circulating pump for water heater, permanent outdoor holiday lights controlled by an app and a wired detached shed with 100 amp service. This property even features a 50 amp service for an RV and secure RV parking, fenced yard including a 12 foot reinforced aluminum brace double drive gate. Parking is never an issue as your driveway is long and wide with an oversized customized garage that will wow you. It really is something to see! Double pull down attic spaces just makes things easy for storage besides the temperature controlled storage nestled throughout the home for function. Gutters & french drains are installed along with lawn irrigation. There is an amazing outdoor space for relaxing and entertaining with a massive screen porch area, beautifully crafted wood ceilings and fireplace, hot tub and pergola. The lighting inside and outside has all been upgraded. The interior of this home has so much natural light due to added solar tube sky lighting. The interior boasts beautiful custom bookshelves & a gas fireplace in the living area, formal dining, functional large kitchen space with plenty of food storage. The primary bedroom, bathroom and custom walk-in closet space is on the first floor for ease. The sliding barn doors were custom made to provide privacy when needed for the Carolina Room area. No expense was spared in the careful thought to designing and upgrading this home! Rest assured the security system and state of the art smart systems convey to make your new move in even easier! It is so rare that you find a custom home such as this in a desirable location with NO HOA and freedom to do so much so close to the beach! This will not last long!! Set up your showings today!
Source: MYRTLEBEACH #2426997
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426997
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426997
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.