119 Celebration Blvd, Lagrange, GA 30241
5 beds · 3 baths · 2,503 sqft
NEW PRICE!!! GORGEOUS HOME IN LIKE NEW CONDITION! You are greeted by welcoming entry with an open flow to Family Room w/soaring vault. Family Room offers great windows allowing for tons of natural light and fireplace with gas logs for the upcoming Fall season! If you enjoy entertaining, you will love this open Kitchen / Dining / Family Room layout! The Kitchen features shaker style cabinets, granite counters, tile backsplash, island for additional seating or serving, and nice sized pantry. Stainless appliances including REFRIGERATOR convey with the sale! The Owner's Suite is located on the main level and offers a nice size and bathroom with double vanity topped with marble counters, luxurious tiled shower with frameless glass, and garden tub with tiled surround! The owner's walk in closet offers tons of space with nice shelving! On the main level, you'll also find the laundry opening from garage and a powder room for your guests! Upstairs you will find three nicely sized bedrooms sharing a hallway bathroom. Then, a fourth bedroom upstairs could serve as a second Owner's Suite with a large bedroom featuring a private bathroom. Beautiful wood flooring is found through out the common areas on the main level. If you like the outdoors, the covered rear patio is a space that you'll appreciate! This gorgeous fiber cement sided home is located in unique Homecoming Community just minutes from schools, shopping, restaurants, and downtown LaGrange. The community features a recreation area including a soccer field, playground, and 1/2 basketball court. RECEIVE LENDER CREDIT TO BE USED TOWARD CLOSING COSTS WHEN USING SELLER'S PREFERRED LOCAL PREFERRED LENDER!
Source: GAMLS #10354138
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10354138
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10354138
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.