11894 Truro Ave, Hawthorne, CA 90250
4 beds · 3 baths · 1,530 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Price Reduced! Motivated Seller – Don’t Miss This Turnkey Opportunity in Hawthorne! Welcome to 11894 Truro Ave, a beautifully remodeled gem in one of Hawthorne’s most desirable neighborhoods—now offered at a new, enhanced price! This versatile property blends modern comfort with serious income potential, just minutes from Northrop Grumman, SoFi Stadium, Intuit Dome, LAX, and the Air Force Base making it ideal for homeowners and investors alike. The Main House Features: 3 spacious bedrooms | 2 beautifully upgraded bathrooms, Gleaming hardwood floors and open-concept living space, Designer kitchen with quartz countertops, shaker cabinets, and stainless steel appliances, Stylish, spa-like bathrooms with custom tile and modern vanities Bonus: Detached ADU = Extra Income Stream The fully detached ADU includes: 1 bedroom plus an upstairs loft, Full bathroom and modern kitchen,Private laundry area, Perfect for rental income, guests, or multigenerational living Outdoor Oasis & Expansion Potential, Relax or entertain in the stunning backyard retreat. Situated on a 6,090 sq. ft. R3 lot, there’s even room to add another ADU, or expand further boosting future value and cash flow potential. This is your chance to own a turnkey property with dual living options and strong rental upside. Whether you’re an investor, a savvy buyer, or looking for a live-in-one-rent-the-other setup, this is the opportunity you've been waiting for. Call today to schedule your private showing. This gem won’t last at this new price!
Source: CRMLS #CV25057028
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25057028
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
