11891 Tawas Ct, Bokeelia, FL 33922
3 beds · 2 baths · 1,904 sqft
Welcome to this beautifully updated 3-bedroom, 2-bathroom stilt home, perfectly situated on a .5 acres lot located in the highest area of Pine Island. Blending modern upgrades with classic coastal charm, this home offers a bright and inviting atmosphere with brand-new luxury vinyl tile flooring, fresh interior paint, new impact-resistant energy-efficient windows and doors, and updated light fixtures and ceiling fans. The fully remodeled kitchen is inviting for chefs of all skill levels, featuring quartz countertops, stainless steel appliances, and custom cabinetry, while the primary suite provides a private retreat with an updated en-suite bath, modern vanity, and direct access to a newly decked and railed private balcony. Two additional bedrooms provide flexibility for family or guests, and a den makes the perfect home office. The spacious screened-in porch extends the living space, offering a peaceful spot to relax, while the home’s exterior boasts new vinyl siding, soffits, fascia, gutters, and railings for enhanced durability and curb appeal. Outdoor enthusiasts will love the 18’x32’ above ground pool with large wrap around deck and privacy fence, as well as the 5-person hot tub. Shaded parking is offered by a 24’x35’ three sided carport that has lighting and power installed. There is also an expansive 30’x30’ parking pad and 50-amp RV hookup, while an air-conditioned shed provides additional workspace or storage. This home is storm-ready with a GenerLink hookup and portable generator, offering peace of mind year-round. Located in the heart of Pine Island, you’ll be just minutes from world-class boating, fishing, and all the beauty of Southwest Florida. Don’t miss this rare opportunity to own a piece of paradise—schedule your showing today!
Source: STELLAR #C7504316
Source: STELLAR #C7504316
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.